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Replying To Breffni40: "I don't see a contradiction myself. Can you be more explicit? I don't think being a landlord is a way of life or something people should aspire to as you seem to. If I suddenly had the means to buy multiple properties, my first thought would not be about how I could exploit people's basic needs for passive income" "f I suddenly had the means to buy multiple properties, my first thought would not be about how I could exploit people's basic needs for passive income" Please can we have more. Much, much, much more of this way of thinking. Houses are not "investment opportunities", and this way of thinking is an absolute scourge on our society. Tax rental income at 80-90% and get rid of landlords. I don't care if you were "advised" to get into property, or if it's your pension. There's far too much greed in the world, and landlords of private dwellings are the prime example of this. No doubt the crying will start now...... "what do you expect me to do with all this spare cash I have?" As an alternative, why not go invest your money in the right local company, one who are looking to innovate and create employment? If you have a suitable house for your needs, you don't need another one. oceanofnoise (Meath) - Posts: 52 - 20/03/2024 11:19:47 2532305 Link
Replying To Galway9801: "95%? Do you have a source for that figure? Many private landlords are leaving the market,, or are trying to, it's not unusual to rent at a loss and half of the rent they do receive goes to the taxman. Tenants, particularly students, often damage properties too leaving the landlord to foot the bill." I agree with the general gist of that post, aside from the students part. I know a lot of students through work, and most seem to be treating their accommodation like a clean room environment in a factory for fear of losing their deposits or incurring surcharges. There are however, plenty of tenants who treat their places as exactly what they are- NOT their own! streaker (Galway) - Posts: 506 - 20/03/2024 11:55:22 2532311 Link
Replying To oceanofnoise: ""f I suddenly had the means to buy multiple properties, my first thought would not be about how I could exploit people's basic needs for passive income" Please can we have more. Much, much, much more of this way of thinking. Houses are not "investment opportunities", and this way of thinking is an absolute scourge on our society. Tax rental income at 80-90% and get rid of landlords. I don't care if you were "advised" to get into property, or if it's your pension. There's far too much greed in the world, and landlords of private dwellings are the prime example of this. No doubt the crying will start now...... "what do you expect me to do with all this spare cash I have?" As an alternative, why not go invest your money in the right local company, one who are looking to innovate and create employment? If you have a suitable house for your needs, you don't need another one." And for all the poor landlords complaining, they can always sell up and also probably make profit. If not, then suck it up, you've invested poorly. Every investment has a risk. You can't have it both ways Breffni40 (Cavan) - Posts: 12234 - 20/03/2024 12:02:42 2532313 Link
Leo is about to desert the sinking ship…. What a wonderful captain….!!!! ForeverBlue2 (Cavan) - Posts: 3293 - 20/03/2024 13:10:45 2532321 Link
Replying To Breffni40: "I don't see a contradiction myself. Can you be more explicit? I don't think being a landlord is a way of life or something people should aspire to as you seem to. If I suddenly had the means to buy multiple properties, my first thought would not be about how I could exploit people's basic needs for passive income" Unless the property you're letting was given to you for free it's s not passive income though,,you worked for it, earned it,, and only until you're in a position to let out accommodation will you know whether or not you'd "exploit" people. It's very easy to be holier than thou. Exploiting is an unfair term anyways, renting isn't ideal but at least you're getting a roof over your head for your money. Not too bad when you consider how many other business people make money off of other peoples gambling /alcohol /smoke /fast food addictions. Galway9801 (Galway) - Posts: 1942 - 20/03/2024 13:55:32 2532328 Link
Replying To ForeverBlue2: "Leo is about to desert the sinking ship…. What a wonderful captain….!!!!" What sinking ship? cavanman47 (Cavan) - Posts: 5215 - 20/03/2024 13:57:15 2532329 Link
Replying To Breffni40: "I don't see a contradiction myself. Can you be more explicit? I don't think being a landlord is a way of life or something people should aspire to as you seem to. If I suddenly had the means to buy multiple properties, my first thought would not be about how I could exploit people's basic needs for passive income" You mentioned landlords first, not me. I stated that I've never been a landlord and I'll now happily state that I don't aspire to be one. But I have rented property and I now own a house. If it wasn't for private landlords, I wouldn't have had anywhere to live while working hard to save up for the deposit to buy my home. (Unless I commuted from my parents' house in rural Cavan to Dublin for work. I had both choices, and I chose to rent). Was it easy? No. Did I have to make sacrifices? Yes. I don't blame landlords for others being unwilling to make the same sacrifices as I did. cavanman47 (Cavan) - Posts: 5215 - 20/03/2024 14:03:00 2532331 Link
Just reading there that in the UK there are 4 times as many landlords as there are teachers. I'd imagine Ireland is not much different. The homes are there. It's a wealth transfer Breffni40 (Cavan) - Posts: 12234 - 20/03/2024 14:14:34 2532332 Link
Replying To Breffni40: "Just reading there that in the UK there are 4 times as many landlords as there are teachers. I'd imagine Ireland is not much different. The homes are there. It's a wealth transfer" But many of those landlords would themselves be teachers, or other people doing "normal" jobs,, or did your Google search specify professional landlords? Taxing rental income at 50% is enough wealth transfer as it is. How would you make up the shortfall in tax takings? How would you go about this so called wealth transfer? Galway9801 (Galway) - Posts: 1942 - 20/03/2024 15:56:31 2532352 Link
Replying To cavanman47: "You mentioned landlords first, not me. I stated that I've never been a landlord and I'll now happily state that I don't aspire to be one. But I have rented property and I now own a house. If it wasn't for private landlords, I wouldn't have had anywhere to live while working hard to save up for the deposit to buy my home. (Unless I commuted from my parents' house in rural Cavan to Dublin for work. I had both choices, and I chose to rent). Was it easy? No. Did I have to make sacrifices? Yes. I don't blame landlords for others being unwilling to make the same sacrifices as I did." I wasn't referring to your personal circumstances, just this "The status quo you refer to, I assume, are home owners, landlords, upper-middle-class people. . . as though any of those 3 ways of life are unattainable to the ordinary Paddy Irishman." Breffni40 (Cavan) - Posts: 12234 - 20/03/2024 16:11:40 2532356 Link
Replying To Breffni40: "I wasn't referring to your personal circumstances, just this "The status quo you refer to, I assume, are home owners, landlords, upper-middle-class people. . . as though any of those 3 ways of life are unattainable to the ordinary Paddy Irishman."" You said that you assume that I aspire to being a landlord. So I clarified my personal position. Look, we're probably splitting hairs. I don't completely disagree with you on the exploitation side of things, certainly where large vulture funds are concerned. But I'll reiterate and always stand over my assertion that responsibility starts with the individual and the repeated soundbites thrown around by opposition political parties and by the far left are providing a convenient excuse for people to lean on to divert from their own choices and unwillingness to take responsibility for their own situation. cavanman47 (Cavan) - Posts: 5215 - 20/03/2024 16:55:16 2532371 Link
Replying To Galway9801: "But many of those landlords would themselves be teachers, or other people doing "normal" jobs,, or did your Google search specify professional landlords? Taxing rental income at 50% is enough wealth transfer as it is. How would you make up the shortfall in tax takings? How would you go about this so called wealth transfer?" Why does there have to be ANY tax takings related to home ownership? Tax everyone fairly & according to their means, and stop using home ownership as another vehicle for extracting money from people. oceanofnoise (Meath) - Posts: 52 - 20/03/2024 17:05:03 2532378 Link
Replying To Breffni40: "No just landlords. I've never conflated landlords with homeowners. Profiteering from the housing crisis, as 95% of them do, is destroying anyones basic desire to own a home. This isn't a mad conspiracy theory, nothing to do with globalists or woke or communists, just a reality that the social contract is broken and owning a house is now an investment or a status rather than the basic human right of having a home. The minute a working person can't afford a home then all political leanings are irrelevant" Agree 100,%. People just need to disengage from the housing market altogether. It would be temporary and worth it. It's gotten completely out of hand again. Doylerwex (Wexford) - Posts: 3284 - 20/03/2024 20:02:20 2532397 Link
Replying To oceanofnoise: "Why does there have to be ANY tax takings related to home ownership? Tax everyone fairly & according to their means, and stop using home ownership as another vehicle for extracting money from people." Most of the world has property taxes including on residences. Seanfanbocht (Roscommon) - Posts: 2024 - 20/03/2024 20:47:23 2532404 Link
Replying To cavanman47: "What sinking ship?" The good ship Government…. Holed well below the water line and sinking fast… All starting to jump overboard and fleeing the mess they created… ForeverBlue2 (Cavan) - Posts: 3293 - 21/03/2024 06:33:34 2532427 Link
Replying To oceanofnoise: "Why does there have to be ANY tax takings related to home ownership? Tax everyone fairly & according to their means, and stop using home ownership as another vehicle for extracting money from people." What do you see as everyone being taxed fairly? Home ownership(wrongly imo) has gone mad. Or at least the quest for ownership. Prices are ridiculous and we dont have alternatives. KillingFields (Limerick) - Posts: 3703 - 21/03/2024 09:03:11 2532436 Link
Replying To ForeverBlue2: "The good ship Government…. Holed well below the water line and sinking fast… All starting to jump overboard and fleeing the mess they created…" But he was never going to contest the next election. He said that a decade ago. Surely makes more sense to allow a new leader a few months to lead them into that election. Nevertheless, the most likely make-up of the next government is still FF/FG with independents and greens likely supporting them. cavanman47 (Cavan) - Posts: 5215 - 21/03/2024 09:10:29 2532438 Link
Replying To cavanman47: "But he was never going to contest the next election. He said that a decade ago. Surely makes more sense to allow a new leader a few months to lead them into that election. Nevertheless, the most likely make-up of the next government is still FF/FG with independents and greens likely supporting them." You could be right but if one Green gets elected it will be one to many….! ForeverBlue2 (Cavan) - Posts: 3293 - 21/03/2024 10:02:27 2532453 Link
Replying To ForeverBlue2: "You could be right but if one Green gets elected it will be one to many….!" I'd agree. cavanman47 (Cavan) - Posts: 5215 - 21/03/2024 10:46:28 2532456 Link
Replying To ForeverBlue2: "You could be right but if one Green gets elected it will be one to many….!" What's Greens policy today becomes main stream in 10 years. Get used to it. Seanfanbocht (Roscommon) - Posts: 2024 - 21/03/2024 10:54:07 2532459 Link