Just wondering does every player playing GAA know there insurance information. Found this out today and I was very surprised. You wouldn't want to have a mortgage anyway,.

. If injured while playing and unable to work it is primarily your employers job to pay up. If and when their generosity runs out then the policy will not pay the first weeks wages, up to €200.00 for the second to fourth week and beyond that up to €400.00. Payment will only be made where there is no other source of income

wd45 (Westmeath) - Posts: 211 - 10/05/2017 10:01:59    1985600

Found this as well,

There is no legal obligation on the GAA to provide an Injury
Fund. Risk is an inherent factor in sport, as in life. When
members voluntarily take part in Club activities they accept
the risks that such participation may bring.

wd45 (Westmeath) - Posts: 211 - 10/05/2017 10:27:29    1985610

The GAA provide a Player Injury Fund - it is not insurance. As you posted the GAA have no legal obligation to provide such a Fund. As far as I know no other amateur sport offers any sort of similar scheme, if you get injured you're on your own.

It will offer cover for a certain amount of costs, but will only cover expenses that are unrecoverable from other sources (e.g. VHI etc. for medical costs) - for loss of wages for the first step is to apply to social welfare, which don't pay anything for the first 6 days anyway.

Incidentally, my employer does cover wages for a certain length of time if our sick/injured...they would also require me to apply for social welfare, and then they make up the difference.

game.on.now.ger (Galway) - Posts: 423 - 10/05/2017 22:40:40    1985848

GAAdo more than most sports....but lets not bring this into the equation

witnof (Dublin) - Posts: 1604 - 11/05/2017 09:00:20    1985878

anystir (Meath) - Posts: 41 - 11/05/2017 10:29:04    1985896

m_the_d (None) - Posts: 1099 - 11/05/2017 12:03:51    1985930

I know your paying membership to be a member of your but why do say then that if you dont pay your membership your not insured. There is no connection really. And I know the GAA do alot of good things but if they jst said this at the start if the year and make it clear where players stand, it would be more honest and respectful of the players.

anystir (Meath) - Posts: 41 - 11/05/2017 14:37:27    1985966

Cant speak for anyone else just my own club , to register an adult team cost xxxx amount included in the price is the insurance , our club pays up front and is reimbursed as lads pay up , if someone does not pay up then the club don't recognise their right to play equally its understood with the scheme that the price is negotiated on behalf of members thus if your not a member how could you be insured , its done on a team/ club basis not individually
hope that makes sense

Damothedub (Dublin) - Posts: 5193 - 11/05/2017 14:53:53    1985971

m_the_d (None) - Posts: 1099 - 11/05/2017 14:56:03    1985972

I've not been directly involved with registering players and teams for about 5 years now, but I don't imagine much has changed, maybe the cost has gone up.

It costs €1000 to register an adult team for the year for insurance purposes. A player can be on more than one team, ie hurling and football.

The club submits a list of active playing members to be covered by the scheme. The cut-off for this is 31st March every year. €2 is charged per player. If your name isn't submitted by deadline, you're not insured, you can't play.
Some clubs submit all players who might play in a given year, and then chase players for whatever amount the club has decided on to be the dues.
Other clubs only process a player when they pay up, putting the onus on the player.

m_the_d (None) - Posts: 1099 - 11/05/2017 15:27:52    1985984

I think a lot of clubs, and people running clubs, aren't fully up to speed themselves on the scheme and what it covers. The GAA are very clear in pointing out that it is not an insurance policy. I suppose describing it as Insurance is the easiest way for clubs to describe it to their players. By rights, if a player does not pay membership then they should not be registered with the GAA as a club member (rarely happens as this would make them ineligible to play) and as such they would not be entitled to claim from the Fund. It might also be an internal club policy not to sign any claims made by non paid-up members.

It is worth noting that it costs your club €1000 per Adult Team to Croke Park to subscribe to the Injury Fund, on top of any fees to their own County Board to enter competitions. Depending on your club's membership fees your full panel paying their membership might only just cover the cost, not to mention clubs also then paying physio bills, playing gear, etc. for players.

game.on.now.ger (Galway) - Posts: 423 - 11/05/2017 16:36:45    1986002

game.on.now.ger (Galway) - Posts: 423 - 11/05/2017 16:39:23    1986005

I think your nearly better of having your own private health insurance by the sounds of things. Theres a massive difference between having insurance and a players injury fund.

wd45 (Westmeath) - Posts: 211 - 12/05/2017 09:32:25    1986119

The GAA insurance if that's what you want to call it only covers part of the injury. Won't cover A&E, physio, consultant. If you have a serious injury and need an operation there is a substantial shortfall in what you get from the insurance and what it actually costs.

eoinog (Sligo) - Posts: 2082 - 12/05/2017 11:47:13    1986169

I think all players should be made aware of this at the start of the year just to save a lot of hassle and bad feeling if there is a bad injury.

wd45 (Westmeath) - Posts: 211 - 12/05/2017 12:03:00    1986185